Bridging finance is not based purely on income or standard affordability checks. It is structured around the property, the purpose of the transaction and how you intend to repay the facility.

This may include:

• Bridging between sale and onward purchase

• Downsizing

• Upsizing

• Equity release

Immediate move requirements driven by your own personal circumstance:

• Refurbishment projects

• Portfolio restructuring

• Acquisition ahead of refinance

• Auction purchases

We do not treat bridging as a quick fix. It is a short-term structure that supports a defined next step.

Before any facility is agreed, we confirm:

• Loan term

• Total cost of loan fees, interest & 3rd party fees

• Interest structure

• Drawdown timing

• Exit route

The structure reflects how the project will progress, not just how quickly funds can be released.

You will know how it works and all costs from the outset.